They still have the crappiest website, but you can’t argue with 4.0% interest. ING has to follow with some kind of a raise, hopefully HSBC will match the 4%.

• Emigrant Raises Rates to 4.5%
• ING Direct raises rates to 3.4%
• HSBC 4.0% APY, ING Direct 3.5% APY
• Emigrant Direct and HSBC now both 4.8%
• Emigrant Site Supposedly Ready Monday | HSBC $25 GC